Americans are bombarded with advertisements and other media messages telling us to consume. There is always a new thing to buy, and there is always a new line of credit with which to buy it. It’s a never-ending cycle, because no matter how much we buy, we always want...
I often get asked where should a person begin when they want to get their finances in order. Watch an exert from my talk at Life Line Church in Chicago where I answer this...
Did you know that just making an extra $100- $500 a month could dramatically change your current financial situation and even future retirement plans? If you are like most people you fantasize about what making an few extra bucks on the side but just don’t know...
It never ceases to amaze me at the sheer enormity of people that decide on a day by day basis to make choices that all but ensure that their deepest hopes and dreams never amount to anything. Well Efrem, some will say you just don’t understand, I have...
The turkey is perfectly cooked, the mac & cheese is extra gooey and the cakes and pies taste just as sweet as you imagined they would. For most people Thanksgiving is all about the food. Yes I can hear you saying “Well what about family”. Family is great but let’s...
